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Attitude toward Investment Risks |
Risk Level of Investment Product Suitable for Consideration |
Descriptions |
| Secure | Products with NO investment risk | The product has no investment element and hence no price volatility, and is 100% capital protected upon maturity (for products with scheduled maturity). |
| Cautious | Low (1) |
The price volatility of the product is low, and the product is normally 100% capital protected upon maturity (for products with scheduled maturity). Customers may adopt a passive strategy on the investment.
This product may be suitable for investors who are happy to accept low level of investment risk. |
| Low to Medium (2) |
The price volatility of the product is low to medium. Some market monitoring may be required to control relevant risks of the product.
This product may be suitable for investors who are happy to accept low-to-medium level of investment risk. |
|
| Balanced | ||
| Medium (3) |
The price volatility of the product is medium. Active market monitoring and management may be required to control the relevant risks.
This product may be suitable for investors who are happy to accept medium level of investment risk. |
|
| Adventurous | ||
| Medium to High (4) |
The price volatility of the product is medium to high. Customers may need to realise immediate loss of certain portion of capital. Careful selection of product and active market monitoring and management may be required to control the relevant risks.
This product may be suitable for investors who are happy to accept medium-to-high level of investment risk. |
|
| Speculative | ||
| High (5) |
The price volatility of the product is high. Customers may need to realise immediate loss of large portion of capital. Very careful selection of product and very active market monitoring and management may be required to control the relevant risks.
This product may be suitable for investors who are happy to accept high level of investment risk. |
