Hong Kong
The world's local bank
HSBC Premier, PowerVantage and
SmartVantage Secured Credit
What is HSBC Premier, PowerVantage and SmartVantage Secured Credit?
Enjoy higher credit limits by securing the credit line against your assets with a secured credit. Assets remain freely tradable ensuring this remains a flexible option.
Features
- Borrow a secured credit of up to HKD5 million, adjusted daily according to the advance ratio assigned to each security type
- For HSBC Premier customers a stand-by overdraft protection credit limit* of up to HKD20,000 at HSBC's Best Lending Rate + 4%p.a. See our Loan Ratio Table
- For PowerVantage a stand-by overdraft protection credit limit# of up to HKD5,000 at HSBC's Best Lending Rate + 5%p.a. See our Loan Ratio Table
- For SmartVantage a stand-by overdraft protection credit limit# of up to HKD5,000 at HSBC's Best Lending Rate + 5%p.a. See our Loan Ratio Table
- No service fee
- No monthly payment required
- Assets remain freely tradable
What else should I know?
Next steps...
Need help?
- Call (852) 2233 3322 for HSBC Premier customers
- Call (852) 2748 8333 for PowerVantage customers
- Call (852) 2233 3000 for SmartVantage customers
| * | Applicable to HSBC customers who have maintained at least three months' satisfactory credit record with the Bank. |
| # | Applicable to PowerVantage/SmartVantage customers who have maintained at least three months' satisfactory credit record and a total credit relationship of HKD10,000 with the Bank in the previous calendar month. |
