Life Insurance

What is Life Insurance?

Life Insurance relieves your family's financial burden in the event of your death. HSBC offers a range of life insurance products to meet your individual insurance needs.

Refundable Insurance

Refundable Protection Plan (Major Illness)

Major illness protection with premium refund. Instant approval - quote now.

Term Life Insurance (Refundable Premium)

A 10-year pure life insurance plan that provides 50% premium refund at maturity. Instant approval - quote now.

Pure Life Insurance

Term Protection Plan

A pure life insurance plan that provides maximum cover at a low cost. Quote now.

Life Insurance and Savings

Target Protection Plus

A simple plan that enables you to reach your savings goal, and comes with the safety net of life protection.

Lifestyle Protection Plus

A packaged plan that provides lifetime protection with a regular guaranteed cash bonus payable once every 5 years till the age of 99.

Lifetime Protection Plus

A whole life plan that offers protection for the duration of the policy with guaranteed savings.

Life Insurance and Investment

LifeInvest Protection Plus*

An easy-to-manage investment-linked plan provides whole of life cover and enables you to save flexibly. It helps you strike the balance between investment opportunity and insurance cover.

Prepare for Retirement

Lifestyle Retirement Protection Plus

A retirement plan that provides lifetime protection with a guaranteed cash bonus equivalent to 50% of the sum insured as a retirement fund at your selected retirement age (55, 60 or 65).

RetireInvest Protection Plus^*

An easy-to-manage investment-linked plan provides whole of life cover and enables you to save flexibly to build your personal retirement savings fund or to complement your existing schemes.

RetireEnrich Protection Plus

An annuity plan providing a guaranteed payment regularly to supplement the retirement living expenses, with life cover throughout the policy term.

LifeSave Protection Plan (Lifetime Medical)

LifeSave Protection Plan (Lifetime Medical) is an insurance plan combining medical and life cover with savings elements, with a Medical Account designed to provide you with a cash benefit to meet medical needs.

Prepare for Education

Lifestyle Education Protection Plus

An education plan that provides lifetime protection with guaranteed cash bonuses as an education fund for your child.

What else should I know?

• Plan your life insurance needs
• Life Insurance Products at a glance
• Retirement Insurance Products at a glance

^* LifeInvest Protection Plus and RetireInvest Protection Plus are authorised by the Securities and Futures Commission. Such authorisation does not imply official approval or recommendation. Investment involves risk. For charges and details, please refer to the relevant principal brochure(s).